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Rider B – Part of the Comprehensive Riders to the Flor...

Starting on Sept 26th, 2017 The Rider B – Homeowners’ Association/Community Disclosure changed!. There is Part B added to the document with the following items: A date by which the Association approval must be issued, if required. Lines for fees that the Buyer will owe, as application fee, initial contribution, membership, and other fees. Option to choose which party will pay for special assessments …

Updated Real Estate Contract Forms after CFPB Regulati...

As a result of the new CPFB (Consumer Financial Protection Bureau) regulations impacting the lending industry, the Florida Realtor and the Florida Bar has updated The Florida Realtors/Florida Bar Residential Contract, its AS IS companion and three of its Riders. The forms listed below have been revised and changes are redlined or higlighted.  Changes are limited and are a result of new CFPB regulations impacting the …

New “Know before you owe” rule – New...

The new ‘TRID”, Integrated Disclosure Rule will kick in on October 3, 2015. This combines the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) disclosures into one, the TILA-RESPA Integrated Disclosure Act (TRID). This new disclosure replace the well-known HUD-1 and the closing disclosures for an easier to use and more understandable form. Besides the clarity of this showing …